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Rafael Lourenco's avatarPerson

Rafael Lourenco

EVP & PartnerClearSale

Miami, FL

Member Since January 2024


Risk Management


Leading smart people to solve complex problems in dynamic environments is Rafael’s signature skill. As Partner and ClearSale’s Executive Vice President, Rafael combines the company’s innovation-driven culture and emphasis on communication with a deep understanding of the statistical tools that underpin excellent fraud protection. Rafael represents one of the world’s most experienced and largest firms of its kind, with more than two decades providing ecommerce fraud detection and prevention services in major international markets. From his base in Miami, he oversees ClearSale’s international anti-fraud operations by leading its commercial, statistical intelligence and IT teams and providing technical and executive management for all the operation’s employees, both in the US and in Brazil. During his tenure with the company, Rafael planned and executed ClearSale’s international business unit, directed ClearSale’s statistical intelligence area, and helped manage the company’s growth from 25 to more than 1,500 employees, including more than 1,000 highly trained fraud analysts. Rafael is multilingual (Portuguese, English, and Italian) and has a distinguished academic background. He earned his master’s degree in economics and finance at FGV-SP (Fundação Getúlio Vargas-São Paulo), one of the world’s leading policy and economic think tanks. Rafael holds a bachelor’s degree with great distinction in statistics from UNICAMP (Universidade Estadual de Campinas), internationally recognized as one of the top universities in Brazil and in the world.

Published content

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Company details


Company bio

With over 20 years of experience as one of the largest international CNP fraud prevention operations, ClearSale is dedicated to building a superior product that is backed by the most proficient fraud prevention team. Through the years, we have innovated, optimized, and perfected our processes to empower merchants worldwide to eliminate fraud, sell more, and build better customer relationships. Ecommerce is a dynamic, challenging environment, but problem-solving is in our DNA. As the leading fraud prevention solution, we help businesses reach their full potential – no matter the hurdles along the way. We do this via our “secret recipe” that combines the best of big data analytics, statistical intelligence, expert manual review, and innovative technologies.



Area of focus

Fraud Detection
Risk Management

Company size

1,001 - 5,000